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Cash AdvancesSmall, short-term cash when you need it.Credit CardsThe right card depends on how you use it and what you're working toward.Debt consolidationBring several debts together with a payment that fits your budget.Debt Consolidation LoansCombine multiple debts into one loan with one monthly payment and a set payoff date.Home equity line of credit (HELOC)A HELOC functions more like an open line than a fixed loan.Home Equity LoansTurn your equity into one lump sum with a fixed rate and monthly payment.Installment LoansInstallment loans break what you borrow into scheduled payments with a set payoff date.Personal loansGet a set amount upfront and repay it over time.Secured LoansUse something you own to back the loan, which may help you qualify or get better terms.Unsecured LoansYour credit, income, and existing debt help lenders decide if you qualify and what terms you get.